Explore how data stays handled
We keep this page focused on the data path: what enters the account, how it is stored, when it may be shared, and how long it stays with us. For India access, the same rules apply across UPI, Paytm, PhonePe, and Google Pay context, but any
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processing, transfer, or retention step still depends on local law and is available where local law permits. We only hold records for the reasons stated here, such as account handling, dispute handling, fraud checks, and legal duties where required. If you close an account, some records
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can remain for tax, security, or audit duties. When we change this page, we update the text from that point forward unless the law asks for a different timeline.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.